When I got pre-approved for a home loan I was told I dont qualify for first time homeowner loan?
I was told I make too much. I am the only one in my household and I make approx 55,000.
The website http://www.mnhousing.gov/ …….shows that its 64,800 for the cut off point. Am I missing something? Would a mortage broker lie to me?
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There are several income computations we have to use for my state’s Bond loans. It could be you make more money in the first few months of the year & your income is being projected. If you think you should qualify, talk to another mortgage company. Just so you know, those programs don’t always have the best rates.
talk with another lender, the first one may not know what they are talking about. It happens . . . a lot.
Some of these state bond programs are next to impossible for small brokers to get signed up with so that may be your case.
I went to the site you listed and the first thing I noticed is they are charging a rate that is about 1% higher than what you can get with a broker so I’m not sure why anyone would want to use this program.
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